Trust Deed Investments | TaliMar Financial

Welcome Trust Deed Investors to a New Opportunity

If you’re a seasoned trust deed investor looking to optimize returns, streamline management, and enhance investment security, TaliMar Financial’s Mortgage Fund could be the ideal opportunity. Fill out the form below to request the Executive Summary and learn more to take the next step toward a smarter, more secure investment approach.

REQUEST EXECUTIVE SUMMARY

TaliMar’s Mortgage Fund Stats

Investors

$0.32MM

Active Capital

0.55%

YTD Return

$0.04MM

Amount Funded

*As of 11-30-2024.

Experienced Management Team

How TaliMar’s Mortgage Fund Works

Pooled Investment Model

Instead of backing individual loans, your capital is invested in a pool, which spreads the risk across a diversified range of residential and commercial loans.

Expertly Managed Portfolio

Our team rigorously selects and underwrites each loan to ensure compliance with our lending criteria, prioritizing quality and stability.

Consistent Monthly Distributions

Investors receive regular income distributions, with the option to reinvest and compound their returns within the Fund.

Why TaliMar Income Fund I

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Ready to Make the Switch?

Get Started Today

If you’re interested in transitioning from individual trust deeds to our Mortgage Fund, our team is ready to help. We’ll guide you through the entire process and answer any questions you may have.

Complete our simple Lender Account Setup Package

Why TaliMar’s Mortgage Fund is the Right Choice for You

Our Mortgage Fund has been crafted with the experienced real estate investor in mind. As a direct lender, TaliMar Financial has a proven track record of managing a successful, diversified loan portfolio. Our investors benefit from rigorous underwriting standards, a strategic blend of residential and commercial assets, and our commitment to generating reliable returns.

Hear from a Current Investor: “Switching to the Mortgage Fund has allowed me to diversify my investments without sacrificing returns. I now enjoy a stable income with less involvement, which gives me more time to focus on my broader investment goals.”

What is the QBI Deduction?

The QBI deduction allows pass-through business entities—such as sole proprietorships, S corporations, partnerships, and trusts—to deduct up to 20% of their qualified business income from their taxable income. Importantly, REIT dividends also qualify for this deduction, enabling businesses and investors to benefit without being limited by wage thresholds or capital requirements.

QBI applies not only to operating income but also to qualified REIT income, meaning investors in mortgage funds that allocate part of their portfolio to REITs can use the deduction to reduce taxable income and increase after-tax returns.

Offering a Transparent Investment Platform

Frequently Asked Questions

What is a mortgage fund?

A mortgage fund is an investment vehicle in which accredited investors pool their capital to fund a diversified portfolio of mortgages. The mortgage fund pays investors monthly or quarterly distributions earned from the interest paid by the borrowers on the funded loans. Investor capital is secured on the loans funded by the mortgage fund.

What are the tax benefits of the fund?

The 2017 Tax Cuts and Jobs Act brings two important benefits for REITs and their shareholders. Most notably, thanks to the new 20% deduction on pass-through income through the end of 2025, individual REIT shareholders can now deduct 20% of taxable REIT dividend income they receive. There is no cap on the deduction, no wage restriction, and you do not need to itemize deductions to receive this benefit.

The new tax law effectively lowers the federal tax rate on ordinary mortgage REIT dividends from 37% to 29.6% for a taxpayer in the highest bracket.

Check with your CPA or tax professional if you qualify for this deduction.

What is my security when investing in a mortgage fund?

The mortgage fund is secured by a pool of mortgages. The mortgages are recorded on properties such as single family, multi-family, or other property types. The Borrowers make monthly payments to the fund, which in turn distribute those payments to the shareholders through the form of a monthly dividend. If the Borrower defaults on the loan, the mortgage fund has the right to initiate a foreclosure and sell the property to recoup its principal and outstanding payments.

How often are distributions made from the fund?

Distributions will be made by the fund on a monthly basis. Investors will have the option to reinvest the distributions or receive the distributions by check or electronic deposit.

What are the risks of investing in a mortgage fund?

Like any investment, there are risks of investing in a mortgage fund. The primary risk is that if a borrower stops making a payment, the cash flow from the fund will decline. If the mortgage fund is required to foreclose on the property, there is a risk that the proceeds from the sale will not be sufficient to recover the principal balance of the original loan resulting in a loss.

Investors should consider the risks and consult with their financial advisor or attorney before investing.

How do I invest in the fund?

Investing in the TaliMar Income Fund I is simple. The process takes 5 simple steps, starting with creating a user account through our Mortgage Fund Portal. After creating your account, you will be asked to enter your information, including the type of account you will be investing through. Keep in mind, you can invest in the fund using multiple accounts. For example, you may invest with personal funds while also investing with an Entity (LLC, Corp, LP, etc.) and Retirement Account (KEOGH, 401k, Self Directed IRA). Contact an Account Representative to learn more about the fund at (858) 242-4900.

INVESTING IN COMMUNITIES

RECENTLY FUNDED TRUST DEEDS

December 19, 2024