Privacy Policy

PRIVACY POLICY 

TaliMar Financial Inc. (and its affiliates)

Last Updated: August 28, 2026 

This policy explains how TaliMar Financial collects, uses, discloses, retains, and protects personal information, including information used for SMS text messaging. 

1. Scope and Overview 

TaliMar Financial Inc. (“TaliMar Financial,” “we,” “us,” or “our”) is committed to protecting privacy. This Privacy Policy describes how we collect, use, disclose, retain, and protect personal information when individuals visit our website, submit forms, communicate with us, use our online services, interact with our social media pages, or otherwise engage with TaliMar Financial (collectively, the “Services”). 

This Privacy Policy also describes privacy choices and rights that may be available under applicable law. Certain information may be governed by other privacy notices, agreements, or legal requirements, including laws applicable to financial institutions and information collected in connection with loan or investment transactions. 

2. Personal Information We Collect 

We may collect the following categories of personal information, depending on how an individual interacts with us: 

• Identifiers and contact information, such as name, postal address, email address, telephone number, account identifiers, and online identifiers. 

• Financial and transaction information, such as income, assets, debts, credit history, bank or payment information, investment information, loan information, and transaction records. 

• Commercial and professional information, such as products or services requested, transaction history, occupation, employer, and business contact details. 

• Internet, device, and network activity, such as IP address, browser type, operating system, device identifiers, referring and exit pages, pages viewed, and interactions with the Services. 

• Communications and records, such as emails, text messages, telephone calls, form submissions, customer-service communications, and records of consent or preferences. 

• Sensitive personal information, where applicable, such as government identifiers, account credentials, precise financial information, or information required to evaluate a loan, investment, or other financial transaction. 

• Other information voluntarily provided to us or generated through an individual’s relationship with TaliMar Financial. 

3. Sources of Personal Information 

We may collect personal information: 

• Directly from individuals, including through applications, website forms, documents, email, telephone, SMS text messaging, and in-person communications. 

• From service providers, contractors, brokers, borrowers, investors, custodians, financial institutions, credit-reporting sources, public records, and other parties involved in a transaction or business relationship. 

• Automatically through cookies, web beacons, analytics tools, server logs, and similar technologies when individuals use the Services. 

4. How We Use Personal Information 

We may use personal information for the following business and commercial purposes: 

• Provide, maintain, administer, and improve the Services. 

• Evaluate, process, underwrite, fund, service, administer, or manage loan, investment, and other financial transactions. 

• Respond to inquiries, provide support, verify identity, and communicate about applications, accounts, transactions, appointments, documents, and requested services. 

• Send informational, transactional, servicing, account-related, or promotional communications, subject to applicable consent and opt-out requirements. 

• Process payments, maintain records, perform accounting, and conduct internal reporting and analytics. 

• Detect, investigate, prevent, and respond to fraud, security incidents, unlawful activity, and violations of agreements or policies. 

• Comply with legal, regulatory, contractual, audit, reporting, and risk-management obligations. 

• Establish, exercise, or defend legal claims and protect the rights, property, safety, and security of TaliMar Financial and others. 

5. SMS Text Messaging 

If an individual provides a mobile telephone number and affirmatively opts in, TaliMar Financial may send informational, transactional, servicing, account-related, and conversational SMS text messages. Messages may relate to inquiries, loan applications, loan servicing, investor relations, account updates, appointments, document requests, and other business communications. 

• Message frequency varies. 

• Message and data rates may apply. 

• Reply STOP to opt out of future text messages from the applicable messaging program. 

• Reply HELP for assistance. 

• Consent to receive SMS text messages is not a condition of obtaining financing, making an investment, purchasing a product, or receiving any other service from TaliMar Financial. 

• TaliMar Financial does not sell, rent, trade, or share mobile telephone numbers or SMS consent information with third parties or affiliates for their marketing or promotional purposes. 

Opt-out requests may take effect after processing. Individuals who opt out may still receive communications through other channels and may receive messages that are legally required or otherwise permitted by law. TaliMar Financial may retain records of SMS consent, opt-out requests, and related communications as reasonably necessary to comply with applicable law, carrier requirements, contractual obligations, and recordkeeping practices. 

6. Cookies and Similar Technologies 

We may use cookies, web beacons, analytics tools, and similar technologies to operate the Services, remember preferences, understand site usage, improve performance, and support security. Browser settings may permit individuals to block or delete certain cookies. Disabling cookies may affect the availability or operation of some features. 

7. How We Disclose Personal Information 

We may disclose personal information when reasonably necessary for the purposes described in this Privacy Policy, including to: 

• Service providers, contractors, professional advisers, technology vendors, hosting providers, analytics providers, communications providers, payment processors, and other parties that perform services on our behalf. 

• Brokers, lenders, investors, borrowers, custodians, escrow and title companies, appraisers, inspectors, insurers, financial institutions, and other parties involved in evaluating, closing, servicing, administering, or managing a transaction. 

• Government agencies, regulators, courts, law enforcement, auditors, or other parties when disclosure is required or permitted by law, legal process, contract, or regulatory obligation. 

• A buyer, successor, or other relevant party in connection with an actual or proposed merger, acquisition, financing, reorganization, sale of assets, or similar corporate transaction. 

• Other parties at an individual’s direction, with consent, or as otherwise disclosed at the time of collection. 

TaliMar Financial does not sell, rent, trade, or share mobile telephone numbers or SMS consent information with third parties or affiliates for their marketing or promotional purposes. We do not state that all personal information is never disclosed, because disclosures may be necessary to provide requested services, complete transactions, comply with law, and operate our business. 

8. California Privacy Rights 

California residents may have privacy rights under the California Consumer Privacy Act, as amended, and other applicable California laws, subject to statutory definitions, thresholds, exceptions, and exemptions. Depending on applicability, these rights may include: 

• The right to know or access categories and specific pieces of personal information collected, used, disclosed, sold, or shared. 

• The right to request deletion of personal information, subject to exceptions. 

• The right to request correction of inaccurate personal information. 

• The right to opt out of the sale or sharing of personal information, where applicable. 

• The right to limit certain uses and disclosures of sensitive personal information, where applicable. 

• The right not to receive discriminatory treatment for exercising applicable privacy rights. 

To submit a request, contact us using the information in Section 15. We may need to verify identity and authority before completing a request. An authorized agent may submit a request where permitted by law, though we may require proof of authorization and verification of the consumer’s identity. If a request is denied, information about any available appeal or review process will be provided when required by law. 

Some information handled by TaliMar Financial may be exempt from or outside the scope of the CCPA or other state privacy laws, including information governed by certain federal or state financial privacy laws. Rights are provided only to the extent required by applicable law. 

9. Your Communication Choices 

Individuals may opt out of promotional emails by using the unsubscribe instructions in those messages or by contacting us. Individuals may opt out of SMS text messages by replying STOP. Even after an individual opts out of promotional communications, TaliMar Financial may send non-promotional, transactional, servicing, account-related, security, compliance, or legally required communications where permitted by law. 

10. Data Retention 

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, provide Services, maintain business and transaction records, comply with legal and regulatory obligations, resolve disputes, enforce agreements, and protect against fraud and security risks. Retention periods vary based on the nature of the information and applicable requirements. 

11. Data Security 

We maintain reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, loss, misuse, disclosure, alteration, or destruction. No security measure or method of transmission is completely secure, and we cannot guarantee absolute security. 

12. Children’s Privacy 

The Services are not directed to children under 13, and TaliMar Financial does not knowingly collect personal information from children under 13 through the Services. If we learn that such information has been collected, we will take appropriate steps to address it. The Services are not intended to solicit SMS consent from minors. 

13. Third-Party Links and Services 

The Services may contain links to websites, platforms, or services operated by third parties. TaliMar Financial is not responsible for the privacy, security, or content practices of those third parties. Individuals should review the privacy notices of third-party services before providing personal information. 

14. Changes to This Privacy Policy 

We may update this Privacy Policy from time to time to reflect changes in our practices, Services, technology, or legal requirements. The revised policy will be posted with an updated “Last Updated” date. Additional notice will be provided when required by applicable law. 

15. Contact Us 

Questions about this Privacy Policy, privacy practices, or a privacy-rights request may be directed to:

TaliMar Financial, Inc.
13520 Evening Creek Drive N, #380
San Diego, CA 92128
Phone: (888) 868-8467
info@talimarfinancial.com