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News & Blog: TaliMar Thoughts

Funding: $125,000 Bridge Loan

San Diego, CA – TaliMar Financial is pleased to announce that we have funded a $125,000 Bridge loan secured in 1st position on a single family home located in San Diego, CA. The borrower will use the funds to complete a full interior and exterior renovation on the subject property. 

TaliMar Financial, headquartered in San Diego, CA, is a hard money lender that specializes in funding fix and flip, construction and bridge loans secured on residential and commercial real estate.  As a direct lender, we provide aggressive lending options at affordable rates and within 5 to 7 business days.

Contact us today at (858) 613-0111 to learn more about our lending programs.


Funding: $416,000 Bridge Loan

San Diego, CA – TaliMar Financial is pleased to announce that we have funded a $416,000 bridge loan secured in 1st position on a single family home located in San Diego, CA.

TaliMar Financial was approached with a loan request that was based upon the acquisition of the property. TaliMar was able to meet their request by offering a loan that funded 65% of the purchase price.

TaliMar Financial, headquartered in San Diego, CA, is a hard money lender that specializes in funding fix and flip, construction and bridge loans secured on residential and commercial real estate.  As a direct lender, we provide aggressive lending options at affordable rates and within 5 to 7 business days.

Contact us today at (858) 613-0111 to learn more about our lending programs.


Funding: $50,000 Bridge Loan

Blythe, CA – TaliMar Financial is pleased to announce that we have funded a $50,000 Bridge loan secured in 1st position on a single family home located in Blythe, CA. The borrower approached TaliMar Financial seeking an immediate cash out refinance to close on another property.

TaliMar Financial, headquartered in San Diego, CA, is a hard money lender that
specializes in funding fix and flip, construction and bridge loans secured on residential and commercial real estate.  As a direct lender, we provide aggressive lending options at affordable rates and within 5 to 7 business days.

Contact us today at (858) 613-0111 x1 to learn more about our lending programs.

 


Funding: $352,500 Fix & Flip

Santa Clarita, CA – TaliMar Financial is pleased to announce that we have funded a $352,500 Fix & Flip loan secured in 1st position on a single family home located in Santa Clarita, CA. The borrower will use the funds to acquire the property for renovations before listing it for sale. TaliMar will be repaid once the borrower has sold the property.

TaliMar Financial, headquartered in San Diego, CA, is a hard money lender that specializes in funding fix and flip, construction and bridge loans secured on residential and commercial real estate.  As a direct lender, we provide aggressive lending options at affordable rates and within 5 to 7 business days.

Contact us today at (858) 613-0111 x1 to learn more about our lending programs.


Funding: $75,000 Bridge Loan

San Diego, CA – TaliMar Financial is pleased to announce that we have funded a $75,000 Bridge loan secured in 1st position on a Multi Family home located in San Diego, CA.

The borrower approached TaliMar Financial seeking a  quick, low leverage funding option to acquire the property. TaliMar was able to meet their request by offering a loan that funded a portion of the purchase price. The borrower intends to repay TaliMar with the rental income earned.

TaliMar Financial is a hard money lender in San Diego, CA that specializes in funding short term fix and flip, construction, and bridge loan. Contact us today at (858) 613-0111 x1 to learn more about our lending options.


Case-Shiller Home Price Index – October 2016

The S&P CoreLogic Case-Shiller U.S. National Home Price NSA Index, covering all nine U.S. census divisions, reported a 5.6% annual gain in October, up from 5.4% last month. The 10-City Composite posted a 4.3% annual increase, up from 4.2% the previous month. The 20-City Composite reported a year-over-year gain of 5.1%, up from 5.0% in September.

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Funding: $552,500 Fix & Flip Loan

San Diego, CA – TaliMar Financial is pleased to announce that we have funded a $552,500 Fix & Flip loan secured in 1st position on a single family home located in Oceanside, CA. The borrower will use the funds to acquire the property for renovations before listing it for sale. TaliMar will be repaid once the borrower has sold the property.

TaliMar Financial, headquartered in San Diego, CA, is a hard money lender that specializes in funding fix and flip, construction and bridge loans secured on residential and commercial real estate.  As a direct lender, we provide aggressive lending options at affordable rates and within 5 to 7 business days.

Contact us today at (858) 613-0111 x1 to learn more about our lending programs.


Funding: $341,250 Fix & Flip Loan

San Diego, CA – TaliMar Financial is pleased to announce that we have funded a $341,250 Fix & Flip loan secured in 1st position on a single family home located in San Diego, CA.

The borrower approached TaliMar seeking a loan based upon the after repair value of the home. TaliMar was able to meet the borrowers needs by structuring a loan that funded a portion of the acquisition, renovation costs, and interest payments. TaliMar will be repaid once the borrower has completed the renovation and sold the property.

TaliMar Financial is a hard money lender in San Diego, CA that specializes in funding short term fix and flip, construction, and bridge loan. Contact us today at (858) 613-0111 x1 to learn more about our lending options.


Funding: $250,000 Bridge Loan

San Diego, CA – TaliMar Financial is pleased to announce that we have funded a $250,000 Bridge loan secured in 1st position on a single family home located in Escondido, CA.

The borrower approached TaliMar Financial seeking a quick, low leverage fimg_8584unding option to acquire the property. TaliMar was able to meet their request by offering a loan that funded 55% of the purchase price. Once the renovations are complete, the property will be listed for sale.

TaliMar Financial is a hard money lender in San Diego, CA that specializes in funding short term fix and flip, construction, and bridge loan. Contact us today at (858) 613-0111 x1 to learn more about our lending options.


WSJ – Benefits of Homeownership

downloadSan Diego, CA – The Wall Street Journal recently posted an article on the Long Term Benefits of Homeownership. According to the article, some of the benefits home ownership offers include long term market appreciation, tax benefits, and forced savings.

In markets with a history of supply constraints, such as Los Angeles, New York, San Francisco, and San Diego, long term appreciation is a huge benefit to home ownership. According to the Economist and their real estate pricing tool (LINK), home values nationwide have appreciated 20% over the last 20 years.  In that period, Los Angeles has appreciated 114%, San Diego has appreciated 103.9%, San Francisco has appreciated 133.3%, and New York has appreciated 47.9%.  Though not factoring inflation, long term ownership in supply constrained markets offer a long term appreciation benefits.

The mortgage tax deduction is another consideration.  The government currently allows for a tax deduction for a mortgage up to $1 million.  Consider a 30 year fixed rate mortgage of $500,000 at 3.5%. A homeowner would pay a total of $308,280 of interest over the life of that loan.  Assuming a homeowner was in a 33% federal tax bracket, they would save approximately $101,640 in taxes due to the deduction.

The idea of home ownership as a savings tool is another benefit, even for home owners not located in a rapidly appreciating real estate market. Imagine a young family that purchases their first home using a traditional 30 year fix mortgage.  A portion of their first payment, though small, goes to pay down the outstanding principal of their home. Each subsequent payment goes further to pay down the principal of their home until they pay the entire loan off and own the home outright.

Home ownership has a substantial amount of benefits. The article posted in the Wall Street Journal highlights several benefits, primarily long term appreciation in supply constrained markets.  However, the other benefits to ownership include the tax benefits and the savings.


TaliMar Financial is a hard money lender that specializes in funding fix and flip, construction, and bridge loans in California. As a direct lender, we can fund loans within 5 business days and offer aggressive financing options. For more information on TaliMar Financial and our hard money lending programs, please contact Brock VandenBerg at (858) 613-0111 x1 of visit www.talimarfinancial.com.