Unlock the Growth Potential of Your Self-Directed IRA

Earn Consistent, Real Estate-Backed Returns with TaliMar Income Fund I

Unlock the Growth Potential of Your Self-Directed IRA

Looking to grow your retirement savings while minimizing risk? TaliMar Income Fund I offers a powerful investment opportunity for self-directed IRA account holders. With consistent returns, backed by a diversified portfolio of first-position real estate loans, our fund helps you achieve steady growth while keeping your retirement secure. Fill out the form below to request the Executive Summary and learn more to take the next step toward a smarter, more secure investment approach.

REQUEST EXECUTIVE SUMMARY

Experienced Management Team

Why Invest Through your IRA
with TaliMar Income Fund I?

Investing in a private mortgage fund using an Individual Retirement Account (IRA) offers several strategic advantages. Here are the top 3 benefits:

Compounded Growth Over Time

Because IRAs are long-term investment vehicles, investors can reinvest earnings within the fund, compounding their returns. Over time, this compounding effect can significantly increase total retirement savings.

No Unrelated Business Income Tax (UBIT) Exposure

Many alternative investments held in an IRA, such as real estate partnerships, can be subject to Unrelated Business Income Tax (UBIT) on leveraged investments. Private mortgage funds, structured as a REIT or mortgage fund, typically avoid UBIT exposure, making them an efficient IRA investment.

Diversification & Lower Volatility

Investing in a mortgage fund reduces exposure to stock market fluctuations, providing a hedge against market downturns. Mortgage funds generate returns primarily from interest income, which tends to be less correlated with stocks and bonds. This diversification helps protect retirement assets from excessive volatility.

Why TALIMAR INCOME FUND I

INVESTORS

$0.12MM

Active Capital

0.56%

YTD Return

$0.65MM

Distributions YTD

*As of 12-30-2024.

What is the UBTI?

Unrelated Business Taxable Income (UBTI) is a tax that applies to tax-exempt entities, like IRAs, when they earn income from business activities unrelated to their exempt purpose. Private mortgage funds typically avoid UBTI because they generate passive interest income from loans rather than engaging in active business operations.

However, if a fund uses leverage (borrowed money) or actively manages real estate, a portion of its income could be classified as Unrelated Debt-Financed Income (UDFI) and become subject to UBIT. Since TaliMar Income Fund I does not generate UBTI, investors using IRAs can invest without worrying about additional tax liabilities.

Advantages of Choosing a Private Mortgage Fund

Consistent Monthly Income

Get Started Today

Discover how TaliMar Income Fund I can complement and elevate your investment strategy. We’ll guide you through the entire process and answer any questions you may have. Fill out the form below to gest started today.

GET STARTED

Why TaliMar’s Mortgage Fund is the Right Choice for You

Private mortgage funds provide a stable alternative to traditional investments, with consistent income and lower volatility. At TaliMar Income Fund I, we prioritize quality borrowers and properties to ensure strong performance in any market.

Our Mortgage Fund has been crafted with the experienced real estate investor in mind. As a direct lender, TaliMar Financial has a proven track record of managing a successful, diversified loan portfolio. Our investors benefit from rigorous underwriting standards, a strategic blend of residential and commercial assets, and our commitment to generating reliable returns.

Hear from a Current Investor: “Switching to the Mortgage Fund has allowed me to diversify my investments without sacrificing returns. I now enjoy a stable income with less involvement, which gives me more time to focus on my broader investment goals.”

Offering a Transparent Investment Platform

Frequently Asked Questions

What is a mortgage fund?

A mortgage fund is an investment vehicle in which accredited investors pool their capital to fund a diversified portfolio of mortgages. The mortgage fund pays investors monthly or quarterly distributions earned from the interest paid by the borrowers on the funded loans. Investor capital is secured on the loans funded by the mortgage fund.

What are the tax benefits of the fund?

The 2017 Tax Cuts and Jobs Act brings two important benefits for REITs and their shareholders. Most notably, thanks to the new 20% deduction on pass-through income through the end of 2025, individual REIT shareholders can now deduct 20% of taxable REIT dividend income they receive. There is no cap on the deduction, no wage restriction, and you do not need to itemize deductions to receive this benefit.

The new tax law effectively lowers the federal tax rate on ordinary mortgage REIT dividends from 37% to 29.6% for a taxpayer in the highest bracket.

Check with your CPA or tax professional if you qualify for this deduction.

What is my security when investing in a mortgage fund?

The mortgage fund is secured by a pool of mortgages. The mortgages are recorded on properties such as single family, multi-family, or other property types. The Borrowers make monthly payments to the fund, which in turn distribute those payments to the shareholders through the form of a monthly dividend. If the Borrower defaults on the loan, the mortgage fund has the right to initiate a foreclosure and sell the property to recoup its principal and outstanding payments.

How often are distributions made from the fund?

Distributions will be made by the fund on a monthly basis. Investors will have the option to reinvest the distributions or receive the distributions by check or electronic deposit.

What are the risks of investing in a mortgage fund?

Like any investment, there are risks of investing in a mortgage fund. The primary risk is that if a borrower stops making a payment, the cash flow from the fund will decline. If the mortgage fund is required to foreclose on the property, there is a risk that the proceeds from the sale will not be sufficient to recover the principal balance of the original loan resulting in a loss.

Investors should consider the risks and consult with their financial advisor or attorney before investing.

How do I invest in the fund?

Investing in the TaliMar Income Fund I is simple. The process takes 5 simple steps, starting with creating a user account through our Mortgage Fund Portal. After creating your account, you will be asked to enter your information, including the type of account you will be investing through. Keep in mind, you can invest in the fund using multiple accounts. For example, you may invest with personal funds while also investing with an Entity (LLC, Corp, LP, etc.) and Retirement Account (KEOGH, 401k, Self Directed IRA). Contact an Account Representative to learn more about the fund at (858) 242-4900.

INVESTING IN COMMUNITIES

Fix and Flip loan in San Diego, CA

Contact Us Today

Disclosure: This advertisement is for informational purposes only and does not constitute an offer to sell nor a solicitation of an offer to buy any security. Such offers can only be made by the Private Placement Memorandum (“PPM”) and related subscription documents. Any investment in TaliMar Income Fund I involves significant risk. You should not enter into any transactions unless you fully understand all such risks and have independently determined that such transactions are appropriate for you. Business Purpose Loans arranged through TaliMar Income Fund I, LLC (DFPI CFL License No. 60DBO-137778).