The 2017 Tax Cuts and Jobs Act brings two important benefits for REITs and their shareholders. Most notably, thanks to the new 20% deduction on pass-through income through the end of 2025, individual REIT shareholders can now deduct 20% of taxable REIT dividend income they receive. There is no cap on the deduction, no wage restriction, and you do not need to itemize deductions to receive this benefit. 

The new tax law effectively lowers the federal tax rate on ordinary mortgage REIT dividends from 37% to 29.6% for a taxpayer in the highest bracket.

Check with your CPA or tax professional if you qualify for this deduction.

The mortgage fund is secured by a pool of mortgages. The mortgages are recorded on properties such as single family, multi-family, or other property types. The Borrowers make monthly payments to the fund, which in turn distribute those payments to the shareholders through the form of a monthly dividend. If the Borrower defaults on the loan, the mortgage fund has the right to initiate a foreclosure and sell the property to recoup its principal and outstanding payments.

Distributions will be made by the fund on a monthly basis. Investors will have the option to reinvest the distributions or receive the distributions by check or electronic deposit.

Like any investment, there are risks of investing in a mortgage fund. The primary risk is that if a borrower stops making a payment, the cash flow from the fund will decline. If the mortgage fund is required to foreclose on the property, there is a risk that the proceeds from the sale will not be sufficient to recover the principal balance of the original loan resulting in a loss. 

Investors should consider the risks and consult with their financial advisor or attorney before investing.

Investing in the TaliMar Income Fund I is simple. The process takes 5 simple steps, starting with creating a user account through our Mortgage Fund Portal. After creating your account, you will be asked to enter your information, including the type of account you will be investing through. Keep in mind, you can invest in the fund using multiple accounts. For example, you may invest with personal funds while also investing with an Entity (LLC, Corp, LP, etc.) and Retirement Account (KEOGH, 401k, Self Directed IRA). Contact an Account Representative to learn more about the fund at (858) 242-4900.