Frequently Asked Questions


What is the Trust Deed investment process?
Why do borrowers turn to TaliMar Financial?
How am I protected as an investor?
How does TaliMar Financial earn a profit?
What is the minimum investment?
What is the average yield of a trust deed investment?
How long is the term of my investment?
Who manages my investment?
Can I participate in Trust Deed investing using my Self-Directed IRA or Keogh account?
What if I the borrower is unable to repay the loan?
How do I get started?


What is the Trust Deed investment process?
TaliMar Financial funds residential and commercial real estate loans with capital invested by private individuals, corporations, pension plans, and retirement programs (Self Directed IRAs and Keoghs). Each loan is secured by a Trust Deed on a real estate asset. The loans are conservatively underwritten and typically do not exceed 65% of the property value. Investors are encouraged to review each investment opportunity closely prior to investing.

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Why do borrowers turn to TaliMar Financial?
Many residential and commercial real estate investors cannot obtain financing from traditional lenders due to strict underwriting guidelines. TaliMar Financial recognizes this issue and provides a solution by offering an alternative source of financing.

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How am I protected as an investor?
The investment is secured by a Deed of Trust which is recorded in the name of the investor on a real estate asset. If the borrower fails to make payments, the real estate collateral is foreclosed upon and the proceeds from the sale are returned to the investor to repay the unpaid principal, interest, and fees.

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How does TaliMar Financial earn a profit?
TaliMar Financial earns fees paid by the borrower upon funding the loan. In addition, TaliMar earns a fee for servicing the loan on behalf of the trust deed lender, which is deducted from the interest paid by the borrower. Because we are committed to offering a transparent investment vehicle, we provide each investor with a complete schedule of all fees.

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What is the minimum investment?
TaliMar Financial has no minimum investment, though trust deed investors should have a minimum of $50,000 to invest.

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What is the average yield of a trust deed investment?
The yield is dependent upon the interest rate of the trust deed investment. A typical yield ranges from 10% to 12%, generally distributed in monthly payments to the trust deed investor.

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How long is the term of my investment?
Investments range from 6 months to 60 months, depending upon the term of the loan.

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Who manages my investment?
TaliMar Financial has partnered with FCI Lender Services to service its loans. As one of the leading private servicing companies, FCI has established an outstanding industry reputation and a high degree of trust in its ability to service private investor loans.

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Can I participate in Trust Deed investing using my Self-Directed IRA or Keogh account?
Self Directed IRA and Keogh investors are welcome. TaliMar Financial works with many investors who utilize these types of accounts to invest in Trust Deed investments.

If you are not currently familiar with a Self Directed IRA, contact TaliMar Financial to learn more about its benefits.

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What if the borrower is unable to repay the loan?
In the unusual circumstance in which the borrower is unable to make the monthly payments or repay the principal of the loan, we immediately take corrective action, which may include foreclosure. Due to our conservative underwriting approach, the proceeds from the sale of the property will, in most cases, repay the unpaid principal and interest. For additional questions regarding the risks of investing in trust deeds, please contact our office.

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How do I get started?
TaliMar Financial is actively seeking investors looking to diversify into high yield Trust Deed investments. To get started, contact us at (888) 868-8467 to schedule an appointment with our team to learn more about the trust deed investments we currently have available.

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Please contact us to learn more about our investment opportunities. We are committed to helping you make educated, well considered investment decisions.

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Blog: TaliMar Thoughts

Brock VandenBerg, TaliMar Financial's President, is committed to educating people about trust deed investing. Learn more about trust deed investing in the TaliMar Thoughts blog.

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Contact

888.868.8467 toll-free
858.613.0111 direct
858.876.9471 fax
info@talimarfinancial.com

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